Why should I participate in the plan?
● Tax Savings: You don’t pay taxes on the money you put in until you take it out.
● Employer Match: Your employer adds extra money to your account.
● Easy Saving: Money is taken directly from your paycheck, making saving automatic.

How do I enroll?
Visit Principal to enroll.

What if I am already enrolled?
Click here to access your account.

When can I enroll?
● Age 18
● 1 year of service

What tools and planning resources available online?
● Make an estate plan and prepare your will
● Attend the monthly educational webinars
● Update your beneficiaries
● Confirm your risk tolerance and review your investment options 

How much can I contribute?
You can contribute a portion of your paycheck to the 401(k) plan, with the maximum deferral amount being $23,500 for 2025. Employees aged 50 or older can make additional "catch-up" contributions of up to $8,000.

Does the company offer a matching contribution, and how does it work?
ATL Airport Community Improvement Districts offers a matching contribution of 100% on the first 3% of your compensation that you contribute, and 50% on the next 2%. This means if you contribute 5% of your salary, AACID's will match 4% of it, maximizing your retirement savings.

Does the plan have a Roth option? 
The plan also includes a Roth 401(k) option, allowing you to make after-tax contributions. Withdrawals from a Roth 401(k) in retirement are tax-free, provided certain conditions are met and do not interfere with any Roth IRA contributions you may have made outside of the plan.

Does the plan accept rollovers?
Yes, the ATL Airport Community Improvement Districts retirement  plan accepts rollovers from other qualified retirement plans. Click here for more information and contact the plan advisor to discuss your options.